The numbers come second. First, let’s talk about the life you’re trying to build.

Before I look at a single account or run a single projection, I want to understand what matters most to you, what you’re working toward, and what you’re afraid of getting wrong. Then we build the financial plan around that.

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Why People Work With Me

When I ask what the money is actually for, here is what I hear.

Does any of this sound like you?

We just got married and we are combining two financial lives

Two incomes, two sets of accounts, two ideas about money. Getting aligned early changes everything after.

We just bought a home and everything feels different now

A mortgage changes the whole picture. Cash flow, savings, taxes, what you can actually afford to do next.

We are having a baby and the financial stakes just went up

College. Health insurance. Life insurance. Childcare costs. A new baby compresses every timeline.

My kids are getting older and I have not started saving for college

Earlier is always better. But you are never as far behind as you think. And sooner matters.

I changed jobs and have an old 401(k) sitting untouched

A transition is the right time to look at the whole picture. New benefits, old accounts, new income.

I just got a raise and I want to be smart about it

More income is a chance, not just a reward. The decisions you make now compound for years.

My parents are getting older, and I’m not sure what needs to happen next

The conversations around estate planning are not always easy, but a financial plan can make a difficult time much less stressful.

Retirement is shifting from afterthought to someday to too soon

Twenty years is close enough to plan for seriously. The decisions you make now still matter a great deal.

I see myself in a lot of these scenarios. And I have seen what happens when financial planning skips that conversation: you get a strategy built on the wrong foundation. The numbers add up, but not how you need them to.

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The Olive Branch Process

You have watched other people’s money grow. Maybe it’s your turn.

If you’re earning a good income but still feel like you’re making financial decisions without a clear roadmap, believe me, you’re not alone.

Most people don’t need more financial information. They need a strategy that connects their income, investments, family priorities, and long-term goals into one clear plan. That’s what I help my clients build.

1

A conversation that goes beyond the numbers

Not a generic pitch.

2

We start with your values, not your portfolio

And understand your goals.

3

A real picture of where you stand

And where you’re going.

4

Real-time feedback on your goals

So the plan moves when your life does.

About Andre

Andre de Oliveira

Behavioral Financial Advisor.

I came to the United States from Brazil at fifteen, learned the language, and figured out how to navigate life here largely on my own. That experience shaped who I am as both a person and an advisor.

Today I work mostly with dual-income families, many of them in healthcare, and as a trilingual advisor I also serve the Spanish and Portuguese speaking communities. My approach is behavioral and mindset-driven: I help people understand why they make financial decisions, not just how.

My goal is simple. To help hardworking, everyday families build a foundation that supports a life they love.

Meet Andre

Who I Work With

Three kinds of people I help most.

Working Professionals

Good income. Busy life. No real plan yet.

You are earning well and you know you should be doing more with it, but between work, family, and everything else, the financial stuff keeps getting pushed to next quarter. I help you stop deferring and start building.

Small Business Owners

Your business built your life. Don’t let your retirement depend entirely on it.

Running a business means your personal and professional finances are always tangled together. I help you separate them, preserve what you have built, and plan for a future that does not hinge on a single exit.

Pre-Retirees

Decades of work. Time to make sure it converts into the life you planned for.

Retirement is getting closer. You need a plan that tells you not just what you have, but what you can actually do and when you can stop.

See yourself in one of these? You do not have to have it all figured out before we talk. That is what the first conversation is for.

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The olive branch has always meant the same thing. Peace.

What a comprehensive financial plan gives you is clarity. Not just better numbers, but the quiet confidence that comes from knowing where you stand and where you are going.

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